These 5 Essential Credit Dispute Letters are crafted to allow you to "hit the ground running". I strongly recommend you add these to your arsenal! You won't have to spend your valuable time trying to figure out what to write the Credit Reporting Agencies. Why? Because I have already done that for you! You won't have to figure out what to write If/When the Credit Reporting Agencies ignore your requests and refuse to comply with the law, I've already written that letters too. If you have to get your State Attorney involved to force the hand of the Credit Reporting Agencies, I've written that letter for you also. For $3.99 (less than a Happy Meal), you get the benefit of my labor, and only have to insert your individual information before sending them out!